Wednesday 21st February 2018
Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…
Monday 12th February 2018
Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…
Monday 5th February 2018
Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…
Monday 22nd January 2018
Are you looking to purchase a property in 2018? A member of our team can help you get the ideal home loan for your circumstances. We believe using a broker always gives people an added edge when on the hunt…
Sunday 14th January 2018
Investment properties are a popular long-term wealth strategy for Australians, delivering both a regular income stream and an asset that should appreciate in value over time. One-fifth of people in the country had at least one investment property in 2016…
Monday 8th January 2018
Falling property prices are often good news because they mean prospective homeowners can clinch a more affordable mortgage. But Australian real estate values have been moving in the opposite direction for some time, making it difficult for many people to…
Tuesday 19th December 2017
Paying off debt was a priority for Australians in 2017, with finder.com.au figures showing that 30 per cent of people made this their New Year’s resolution last year. Unfortunately, these efforts weren’t entirely successful. Personal insolvencies climbed 8 per cent…
Tuesday 12th December 2017
If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…
Monday 4th December 2017
For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice…
Sunday 26th November 2017
If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to…
Tuesday 21st November 2017
There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can…
Tuesday 14th November 2017
There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…
Wednesday 1st November 2017
If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…
Sunday 22nd October 2017
Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…
Tuesday 17th October 2017
Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…
Sunday 8th October 2017
Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…
Monday 2nd October 2017
If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…
Thursday 14th September 2017
You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…
Tuesday 29th August 2017
If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…
Tuesday 15th August 2017
There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…
Thursday 27th July 2017
Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…
Monday 17th July 2017
The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…
Wednesday 12th July 2017
If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…
Wednesday 21st June 2017
Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…
Thursday 8th June 2017
If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…
Wednesday 17th May 2017
Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…
Monday 8th May 2017
Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…
Monday 1st May 2017
If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…
Monday 17th April 2017
If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…
Wednesday 12th April 2017
Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…
Monday 27th March 2017
There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…
Friday 24th March 2017
The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…
Monday 6th March 2017
Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…
Monday 27th February 2017
Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…
Monday 13th February 2017
When you think of a home loan, words like stress free, simple, or saving money probably don’t come to mind. Stress and confusion would probably be closer to the truth, but it doesn’t have to be that way with the…
Monday 16th January 2017
You might be at a stage when friends are buying homes and paying off mortgages and you’re left wondering how they’re accomplishing it. Is it witchcraft? Is it wizardry? We think not. To buy a home in Australia, it takes…
Thursday 22nd December 2016
Paying off your mortgage is a marathon, not a sprint. There’s certainly no urgent rush, but it might take you 20 or even 30 years to cross the finish line, so it’s in your best interest to pay it off…
Friday 9th December 2016
Have you got a buy now/worry later mentality? An AMP NATSEM Income and Wealth Report shows that the majority of Australians do, as average household debt was almost double that of average household disposable income last year. Rolling your debt…
Sunday 27th November 2016
Buying a home might be easier than you’d expect. In fact, if you buy right and get solid financial advice it could be even more affordable than renting – after you pay the dastardly deposit of course. “Tell ’em he’s…
Tuesday 22nd November 2016
Here in Australia there’s an accepted way to buy your first home. It usually involves striving to put together a deposit then buying what you can afford, which will probably be located far out of the city, requiring a long commute…
Monday 14th November 2016
Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…
Monday 7th November 2016
Having a place to call your own is the dream of many of us. For around 70 per cent of Australians, this goal of home ownership is a reality, according to data from the Bureau of Statistics. However, taking the…
Monday 31st October 2016
According to the Australian Financial Literacy Foundation, we’re a country of confident savers. However, 50 per cent of the population doesn’t budget for day to day expenses, which leads us to believe that maybe we’re a bit too confident about…
Tuesday 25th October 2016
The median house price in Sydney has spiralled upwards and now sits at an amount well out of the reach of most first home buyers. The same can be said about most capital cities around Australia. Thankfully, the local government…
Thursday 20th October 2016
If you’ve just begun looking into buying property and are figuring out how to get a home loan, it can all be a little overwhelming. You may be forever fielding calls from overeager estate agents, perhaps you’re struggling to adjust…
Thursday 24th March 2016
There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.
Thursday 24th March 2016
There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan
Thursday 24th March 2016
Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.
